Listing that might include an explanation of benefits

CLAIM

What you submit to an insurer when seeking payment for covered services.

A "listing that might include an explanation of benefits" hints at a document where someone details why they deserve something—like a formal request for payment or coverage. In insurance or healthcare, that’s called a "claim," where you itemize services or losses to justify compensation. The word "listing" plays on the idea of a claim as both a written submission and a record of items. The phrasing cleverly avoids directly saying "insurance" to make it a fair puzzle challenge.