16 Across
NYT Daily • August 19, 2025
Catchalls of the insurance industry
Answer:
BLANKETPOLICIES
Hint:
Think of insurance plans that cover a wide range like a cozy layer over many items.
Explanation:
"Catchalls" hints at something broad or all-encompassing, which in insurance refers to policies covering many risks under one plan. "Blanket policies" fit perfectly—they’re wide-ranging insurance contracts that protect multiple items, locations, or people under a single agreement. The term plays on the idea of a "blanket" covering everything, just like these policies do in the industry. No tricky wordplay here, just a straightforward match for a common insurance term.