16 Across

NYT Daily • August 19, 2025

Catchalls of the insurance industry

Answer:

BLANKETPOLICIES

Hint:

Think of insurance plans that cover a wide range like a cozy layer over many items.

Explanation:

"Catchalls" hints at something broad or all-encompassing, which in insurance refers to policies covering many risks under one plan. "Blanket policies" fit perfectly—they’re wide-ranging insurance contracts that protect multiple items, locations, or people under a single agreement. The term plays on the idea of a "blanket" covering everything, just like these policies do in the industry. No tricky wordplay here, just a straightforward match for a common insurance term.

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