January and November have the most federal ones

HOLIDAYS

Think of the months when workers might get an extra day off from the government.

This clue points to "HOLIDAYS" because January and November each contain multiple federal holidays in the U.S.—like New Year’s Day and Martin Luther King Jr. Day in January, and Veterans Day and Thanksgiving in November. The word "federal" hints at nationally recognized days off, not just any observances. It’s a straightforward definition with no wordplay, relying on general knowledge of the U.S. holiday calendar.