Beyond repair, say

TOTALED

Think of what an insurance company might declare about a car after a major accident. The word starts with "T" and sounds like it's been completely added up.

"Beyond repair, say" hints at something so damaged it can’t be fixed, which is often described as "totaled"—a term commonly used for cars after a severe crash. The word "say" signals this is an example, not the only meaning. "Totaled" fits because it literally means completely ruined or destroyed beyond recovery.