Carry a debt

OWE

Think of what you might do after borrowing money from a friend and promising to pay it back later.

"Carry a debt" is a straightforward definition clue pointing to the word "OWE," which means to be in debt or obligated to pay something. There’s no hidden wordplay here—it’s a direct synonym where "carry" hints at the ongoing responsibility of the debt. The answer fits neatly as a short, common verb for owing money.