Property owner subject to a legal claim

LIENEE

Think of someone who holds title to an asset but may have restrictions due to an unpaid debt or obligation. The term starts with the same letter as "loan."

The word "lienee" refers to someone who owns property that’s under a lien—a legal claim by a creditor until a debt is paid. The clue plays on the straightforward definition, as "lienee" isn’t a common term but fits perfectly for a property owner tied to such a claim. Think of it like a homeowner whose house is collateral for an unpaid loan. No wordplay here, just a precise legal term for the right context.