Hallmark products … or a hint to what to find in the circled squares

Answer:

GREETINGCARDS

Hint:

Think of what you might send for a birthday or holiday—these often come with envelopes and heartfelt messages inside.

Explanation:

This clue plays on two meanings at once. "Hallmark products" directly refers to greeting cards, which the company is famous for, while the second part hints that the answer itself contains the word "cards" hidden inside the circled letters. The answer "GREETINGCARDS" fits both the literal product and the embedded wordplay.

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Bank-backing grp. since 1933

General solving tip

Match the clue's grammar: plural with plural, past with past. If the clue ends in 's' or uses a past-tense verb, mirror that form in the entry.

More tips → General Hints