Pinchpenny

MISER

This person might hoard coins in a sock and refuse to turn on the heat, even in winter. Think of Scrooge before his ghostly visitors.

"Pinchpenny" is an old-fashioned term for someone who’s extremely stingy with money, which directly points to "miser." The word itself hints at the idea of pinching (holding tightly) every penny, reinforcing the meaning. It’s a straightforward definition clue—no hidden wordplay or tricks, just a synonym for someone who hoards cash and avoids spending.